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Showing posts from September, 2022

How Do Fuel Credit Cards Work?

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  Since the fuel prices keep fluctuating and most of the time they mainly go up, it gives almost everyone a headache and anxiety. Therefore, to save people from a headache there are fuel credit cards , designed specially in collaboration with petroleum corporations to help people save a little money on their fuel expenses. But don’t think that fuel credit cards only provide benefits related to fuel. In this article, we’ll discuss the benefits of owning a fuel credit card and the best fuel credit cards available in India. Advantages of having a fuel credit card: Cashback/ Reward Points Like common credit cards, fuel credit cards also provide normal regular life benefits like cashback or reward points on everyday transactions and additional cashback, or bonus reward points on reaching a spending milestone. Surcharge waiver: When you make a fuel transaction using your card there is a charge that is imposed at the end of the transaction known as the surcharge. Fuel credit cards usually pro

Pros And Cons Of Cashback Credit Cards

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  Users can get a portion of the amount they spend on purchases back through a rewards program called cashback. There are many cashback credit cards readily available in India, and the majority of them give additional rewards on specific types of purchases. However, there are advantages and disadvantages to using a cashback credit card : Pros of having a cashback credit card: 0% APR: For a short duration, several cash-back credit cards provide 0% APR on transactions or balance transfers. Choose a credit card having a 0% APR term on transactions if you wish to make a large-ticket transaction but are unsure regarding the high APR of a cashback credit card. As a result, you have sufficient time to pay the item off without incurring interest. Simple to understand: The most basic perk a credit card can provide is cashback. The terms of a cashback credit card are very straightforward because rewards are accrued and redeemed in rupee amounts, which effectively nullifies any potential for conf