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How To Use A Credit Card The First Time?

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Adding a credit card to your wallet can be a crucial decision to make in your life. While applying for a credit card for the first time, you can easily get overwhelmed with the humungous range of credit cards in the market and their myths. However, you still manage to get a credit card for yourself despite listening to credit card myths and we won’t let your hard work go to waste, we will guide you on how you can use your credit card to make the most out of your credit card. Keep reading to kick start your research. Avail of the signup bonuses: On receiving the credit card you get to enjoy the welcome offers such as bonus reward points, cashback, free movie tickets, flights/hotels, memberships, etc. on making valid transactions within a stipulated time period. To maximize your credit card benefits, you can avail of the signup bonuses. Earn reward points: Make sure that you know the rewards program of your credit card so that after receiving the credit

Your Guide To Maximise Benefits Of Credit Card

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Credit cards are a great financial tool to add to your wallet but if not used wisely can cost you a fortune. Like a coin has two sides, so do credit cards. They can either be your friend in disguise or can be the biggest foe. With that being said, there are certain things that you need to know before you start using your credit card so that you can make the most out of it. In this article, we will guide you on how to maximise the benefits of a credit card. Without any further ado, let’s begin with your research. Choose the right credit card: To maximise the benefits of your credit card you need to understand that choosing the right credit card can only help you in doing so. You need to first analyse your needs and spending habits and then choose the credit card which compliments them. Pay more than the minimum: It is advisable to pay the credit card bill in full but if you are not able to do so, then you can pay more than the minimum due amount. Th

Credit Card - Your Friend Or Foe?

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During these times, owning a credit card is not a luxury but a necessity. The credit card is like a double-edged sword having both favorable and unfavorable consequences. Credit Cards are important financial tools that help cardholders achieve their financial needs. However, cardholders need to be very cautious while using a credit card and not indulge in overspending. The cardholders should make sure that they remain in the good books of the bank when they apply for a credit card or it may hurt them back. Hence, it's critical to be aware of how credit decisions can influence you. The way you handle these obligations will influence a lot of your future decisions.  Why Is A Credit Card Your Friend? Credit cards can help you enhance your purchasing power to achieve your financial goals. When you use your credit card wisely, you can simply earn money by spending money. Almost all credit cards provide customers with reward points or cashback on their spending. It's virtually free m